We Are

Since 2002, we’ve been redefining how microfinance works. We don’t just build software—we create solutions that make lending seamless, efficient, and accessible. Financial institutions trust us to power their operations, simplify processes, and help them serve more people, with less hassle.

7+

banks and institutions integrated with our solutions.

5000+

microfinance offices relying on our tech.

16,000+

users leverage our software daily.

31,000+

tablets powering field operations.

1.2M+

transactions processed per day.

40%+

productivity time saved for credit officers.

20%

reduction in operational costs.

Experience Runs Deep. Innovation Runs Deeper.

Trusted Lending Suite

Manage loans with absolute enterprise mobility. This means loan origination, tracking, and reporting - anytime, anywhere.

Extend your lending reach with hassle-free automation. Enable business correspondents and small banks to source, process, and disburse loans efficiently.

Business Dashboard App

Make data-driven lending decisions in real time. Track disbursements, collections, and field productivity - all from a single intuitive dashboard.

Saathi

Empower borrowers with instant access to credit. From loan applications to repayments, everything they need - in their language, on their terms.

CMS Application

Take control of loan recovery with smart automation. Improve collections, reduce defaults, and ensure compliance at every step.

Proven. Trusted. Evolving.

A Legacy of Change

VolkSoft started in 2002 with one goal - make microfinance better, simpler, and smarter with our enterprise mobility solutions. With decades of expertise, we’ve expanded our reach and built lasting partnerships. Today, our solutions power large-scale operations for industry leaders.

We Support an End-to-End Microfinance Lending Ecosystem

Loan Origination & Accounting Module

Automate the entire loan lifecycle, from application to disbursement to accounting.

Income Generation Activity Enablement

Help borrowers create sustainable income sources through microfinance opportunities.

Cross-Sell Enablement

Enable financial institutions to offer complementary products to existing customers, increasing revenue potential.

Retail Insurance Integration

Seamlessly embed insurance products into the lending process, providing additional security for borrowers.

Enterprise Mobility Solutions

Ensures error-free mobile data entry for field agents, improving real-time loan processing.

Loan Disbursal & Recovery

Enhance efficiency with automated tracking and insightful reporting.

Paperless Operations

Digitalise workflows to eliminate paperwork, reducing administrative costs and increasing speed.

Technology That Grows With You

Custom Software Development

Lending isn’t one-size-fits-all. We build what fits your needs. Our solutions are specifically designed for microfinance institutions like yours. Be it streamlining loan origination and credit assessments, or automating collections and compliance tracking, our solutions ensure that your processes are smooth, scalable, and secure.

Technology Consulting

Tech decisions made easy - with expert guidance that delivers real results. Make informed technology decisions that align with their goals and operational needs with our industry-expertise. Whether you're looking to digitize loan management, integrate mobile banking, or optimize your core systems, we ensure your technology investments achieve real business value.

Outsourced Software Product Development

Lending platforms, digital wallets, credit scoring - built to last, built for impact. Having the right technology in place is critical for a financial product. We hold expertise in developing enterprise mobility solutions that meet regulatory requirements and market needs. We deliver fully functional, scalable solutions, ensuring seamless integration with your existing systems while enhancing efficiency and user experience.

Contract Programming & Porting

Move to better, modern systems - without the headaches.We specialize in upgrading and porting existing systems to new technologies ensuring seamless operations. Whether it's moving from desktop-based software to the cloud or integrating with mobile-first platforms, we ensure a smooth transition that enhances efficiency and security.

Who We Work With

Microfinance Institutions

Payment Banks

NBFCs

Small Finance Banks

Universal Banks

Trusted by the Best in Microfinance.

Voices of Trust

Hear what our clients say about us.

“We knew scaling operations across 2,000+ branches wasn’t going to be easy, especially with the network limitations we face in remote areas. What impressed us most wasn’t just the tech solution, but how thoughtfully it was engineered to work with real-world constraints. Our data syncs automatically, reporting happens daily, and we haven’t had to intervene once. It’s transformed the way we manage oversight and decision-making across the board."

Chief Operating Officer,

Leading banking & finance company in India

"What set this implementation apart was how seamlessly it brought together the complexity of multi-exchange trading into a single, intuitive interface, without sacrificing performance. The system has proven incredibly reliable under pressure. It's rare to find a tech partner that understands both the urgency and precision that capital markets demand."

Head of Technology

Leading securities trading platform in India

"Working in remote environments means tech solutions either adapt or they’re abandoned. The system was implemented by combining the rugged reliability we needed with the simplicity our teams were used to. It works offline, syncs when it can, and feels like something we’ve always used."

Operations Director

Leading oilfield services company

"Our growth was outpacing our systems until this solution came along. What we now have is a secure, scalable platform that sets the pace. We can easily onboard new partners, support diverse financial products and manage high transaction volumes now. And the best part is we made the switch without missing a beat."

Chief Strategy Officer

National pension and financial inclusion organization

“We had tried multiple vendors and were running out of options until this platform proved what true operational alignment looks like. It brought together our field teams, branches, and management on one reliable system, even in areas with poor connectivity. The solution has stood true to our expectations from rollout to performance.”

Chief Operating Officer

Large-scale microfinance institution in India

“We needed a system that could match our pace and purpose and VolkSoft delivered. The MELMS platform gave us the agility to serve micro-enterprises more efficiently, with full control over our workflows and seamless integration into our operations. It has truly strengthened how we support small businesses.”

Head of Technology

Government-backed MSME-focused financial institution

“The simplicity of VolkSoft mobile lending solution was its biggest strength. Our field executives could start using it right away, and within weeks, we saw faster collections, better order accuracy, and fewer errors. It made a real difference in our ability to serve Kirana stores efficiently.”

Head of Field Operations

MSME-focused lending institution

Read Beyond. Think Differently.

Stay informed with in-depth blogs and updates on how technology is reshaping the microfinance technology services sector.

The ABC of Microlending – Powering credit access in Rural India.
05-06-2025 | Blog

The ABC of Microlending – Powering credit access in Rural India.

The ABC of Microlending – Powering credit access in Rural India. Ever needed a small, quick loan to start a business, pay rent, or a…

A Fintech boosted Indian Microfinance ecosystem is helping catalyze MSME and SHG growth.
05-06-2025 | Blog

A Fintech boosted Indian Microfinance ecosystem is helping catalyze MSME and SHG growth.

A Fintech boosted Indian Microfinance ecosystem is helping catalyze MSME and SHG growth. The Reserve Bank of India estimates that the credit gap in India…

Bridging the MSME lending Gap in India Role & Initiatives from the Government
16-12-2019 | Blog
Bridging the MSME lending Gap in India Role & Initiatives from the Government

How can Blockchain Power Microfinance Loan Management Softwares in 2020?
15-12-2019 | Blog
How can Blockchain Power Microfinance Loan Management Softwares in 2020?

6 Essentials Of An Effective Lending Software 
04-12-2019 | Blog
6 Essentials Of An Effective Lending Software 

Explore Microfinance Tech Turnarounds

See how our clients are achieving success with VolkSoft’s cutting-edge solutions, solving complex challenges, and streamlining their lending processes.

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Be a Part of the Disruption

We value collaboration, innovation, and a result-oriented approach. If you're a motivated individual seeking a rewarding career, we want to hear from you.

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    Founded in 2002, by a group of passionate and experienced software professionals, VolkSoft has come a long way since its inception.