Balancing efficiency, outreach, and risk management — it’s what every microfinance institution strives for. BizXtend is built to make it simpler. With store-and-forward functionality, UPI-enabled repayments, and comprehensive audit trails, it streamlines lending processes and empowers you to serve your clients with confidence.
Hassle-free small loans, accessible to all.
Affordable housing loans for everyone.
Affordable education loans with flexible repayment.
Flexible microfinance without joint liability requirement.
Number of Clients Served
Increase in Loan Officer Productivity
Number of MFIs Using BizXtend
Number of Credit Checks Performed
Loan Applications Processed Daily
Number of Regions Where BizXtend is Used
Reduction in Loan Processing Time
The BizXtend platform streamlines the entire lending process, ensuring that every step is efficient and user-friendly. Key components of the lending life cycle include:
BizXtend is designed with versatility in mind, featuring essential capabilities that enhance user experience:
The platform offers a user-friendly interface in multiple languages, breaking down language barriers for clients.
Users can operate seamlessly without worrying about data connectivity issues.
Clients receive updates in their preferred language, ensuring clear communication.
Field staff can access the platform on mobile devices for improved convenience.
Capture and verify client identification data securely through Aadhaar integration, biometric and Iris scanning.
Gather detailed information about the client's occupation or business to gain a comprehensive understanding of their financial situation.
Empower field agents to manage client interactions and data collection on-the-go.
Enables field agents to collect data without internet access and sync it seamlessly when connectivity is restored.
Customisable Scoring Parameters: Define categories, weightages, and scoring points based on your business model.
Multi-Level Data Scoring: Comprehensive assessment covering customer character, capital, credit history, and business information.
Data Sanctity: Preserve data integrity with the support of cash flow templates.
User-Defined Output Metrics: Configure desired output metrics or use system-defined options.
Enable real-time verification of member credit history using mobile devices.
Support various business models with loan applications through detailed cash flow analysis.
Customisable to fit existing lender policies while maintaining control over operations.
Tracks employee training progress and performance metrics for continuous improvement.
Monitors how loans are utilised post-disbursement to ensure responsible lending practices.
Tailored to meet specific organizational needs with advanced automated portfolio vouchers.
Supports manual journal entries with precision for detailed financial oversight.
Generates insightful reports to aid decision-making processes.
Provides detailed insights into customer and loan data.
Robust security protocols safeguard sensitive information.
Adheres to industry standards to maintain trust and integrity in operations.
Ensures transparency and accountability in all transactions.
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