Industry-Focused
Innovations
Lending Solutions
Serving micro-lending, MSME/Micro-enterprise lending, P2P, fostering economic empowerment.
Stock Market Trading
Developing intuitive trading frontend (Desktop, Web, Mobile), RMS - facilitating seamless trading experience for users.
Banking Solutions
Comprehensive Loan Management Solutions (LMS) frameworks that simplify the entire loan lifecycle, right from application to disbursement and beyond.
Manufacturing Innovations
Time and attendance management systems and enhancing inventory control and procurement processes for improved operational efficiency.
Funding Futures : Microfinance & MSME Lending Technology
Micro Lending
Challenges: High operational costs, fragmented borrower data, manual loan processing, and risk of defaults.
Our Solution: AI-driven credit scoring, digital KYC verification, automated loan approvals, and real-time repayment tracking to streamline operations and reduce risk.
MSME/Micro-Enterprise Lending
Challenges: Lack of financial history, complex risk assessment, delayed loan disbursals, and compliance burdens.
Our Solution: Alternative credit assessment models, cash flow-based underwriting, cloud-based loan origination systems, and seamless integrations with regulatory frameworks for quick, compliant lending.
Peer-to-Peer (P2P) Lending
Challenges:
Investor-borrower trust, fraud prevention, portfolio risk management, and regulatory compliance.
Our Solution:
Smart contract-based lending platforms, automated borrower profiling, risk-adjusted interest rate models, and secure digital transactions for a transparent and scalable P2P ecosystem.
We build lending technology that financial institutions rely on — agile, compliant, and intuitive — driving sustainable growth in a world that never stands still.
Built for the Fast Lane: Stock Market Trading Solutions
Challenges in Stock Market Technology
High-Frequency Trading Needs: Traders demand ultra-low latency and real-time market data.
Regulatory Compliance: Strict financial regulations require robust monitoring and reporting.
User Experience Across Devices: Ensuring seamless functionality across desktop, web, and mobile platforms.
Risk Management & Fraud Prevention: Advanced RMS (Risk Management Systems) are crucial to mitigate trading risks.
Our Technology Approach
Multi-Platform Trading Frontend: Built for speed and reliability, our trading solutions deliver real-time data streaming, intuitive UI/UX, and advanced order execution across desktop, web, and mobile.
High-Performance Risk Management System (RMS): We implement AI-powered anomaly detection, real-time margin calculations, and automated alerts to enhance compliance and mitigate trading risks.
Scalability & Security: Our cloud-based architecture ensures system resilience, while end-to-end encryption protects transactions against cyber threats.
Seamless API Integrations: We enable smooth integration with stock exchanges, brokerage firms, and third-party market data providers, ensuring uninterrupted trading operations.
We build trading technology that market leaders trust — fast, secure, and resilient — empowering smarter decisions in a market that moves in milliseconds.
Finance Without Friction: Banking Solutions
Challenges:
Banks, NBFCs, and other microfinance institutions face bottlenecks in loan processing, from manual underwriting and compliance hurdles to inefficient collections and repayment tracking. Scaling operations while maintaining regulatory compliance remains a key challenge.
Our Approach:
Our suite of innovative solutions is designed to transform the lending experience for financial institutions, microfinance organizations, and small businesses.
Enterprise Mobility for Microfinance.
Manage loans anytime, anywhere—with seamless origination, tracking, and reporting in one platform.
Lending Without Limits. Expand financial access with a powerful lending tool built for Business Correspondents, Small Banks, and MFIs.
Saathi
All-Things Finance at Your Fingertips. A multilingual, borrower-friendly app providing seamless access to profiles, loan details, repayments, and financial services.
Business Dashboard App
Real-Time Insights Make Lending Smarter. A 360-degree command center for lenders—streamlining sourcing, disbursement, collections, and center operations.
CMS Application
Collection Management? Never Been Simpler. Real-time tracking, automated follow-ups, and seamless field-office coordination for efficient recoveries.
Resources in Perfect Sync: Optimized Manufacturing
Challenges
Manufacturers often struggle with workforce attendance tracking, payroll accuracy, procurement inefficiencies, and inventory mismanagement. Disruptions in any of these areas lead to production delays, increased operational costs, and inefficiencies in resource utilisation.
Our Approach
VolkSoft provides intelligent workforce and inventory management solutions tailored for manufacturing operations:
Time & Attendance Management:
Our biometric and AI-powered attendance systems automate shift tracking, payroll processing, and compliance reporting. With real-time workforce monitoring, manufacturers can ensure optimal labor utilization and reduce administrative overhead.
Procurement & Stores Management:
Our end-to-end inventory and procurement solutions enable real-time stock monitoring, automated purchase order generation, vendor tracking, and demand forecasting, ensuring smooth supply chain operations.
We blend smart automation with real-time analytics to help manufacturers optimize operations and fuel growth.
We Bring More When You Need More
Key Shifts in Microfinance
Our solutions are built to help you adapt to the industry shifts, comply with regulations, and manage evolving credit models efficiently.
Regulatory & Policy Changes
Major policy updates have significantly impacted lending and collections, requiring institutions to adapt:
- Demonetisation & Cashless Collections – Moving from cash-heavy transactions to digital payment systems.
- Moratorium & Loan Restructuring – Adjusting repayment structures to align with regulatory mandates.
- Regulatory Compliance Updates – Staying in sync with changing policies to avoid disruptions.
New Lending Models and Domain Additions
The lending space has introduced frameworks that change how credit is structured and distributed:
- Co-Applicant Models – Allowing multiple borrowers on a loan to improve credit access.
- Co-Lending Frameworks – Enabling partnerships between banks and NBFCs for better risk distribution and broader loan accessibility.
Together, We Can Make It Happen
Our team is here to help you find the right technology solutions. Reach out to us by filling out the form below!
